High Ratio program

Manulife Bank Select is available under the following lending program. The program is intended for A+ clients with a high credit score, positive net worth, solid income, and future earnings potential.

Your client – values the option of splitting their mortgage into fixed and variable rate terms, and wants to bank smarter. Clients are first-time homebuyers with less than 20% of the purchase price of the home for a down payment or a home owner with less than 20% equity in their home looking to transfer their mortgage.

The program - clients can borrow up to 95% for a single family dwelling (detached home, townhouse, or condominium) or duplex and up to 90% for a triplex or fourplex. Purchase price of the home must be <$1,000,000.

To learn more about customizable Manulife Bank Select mortgage solutions call us at 1-855-518-7546 or email us at banksales@manulife.com.